Terms and conditions for subscription planning

Please review these terms before using our subscription-based financial planning service. By accessing our site or subscribing, you agree to these conditions.

September 18, 2025

Acceptance of terms

Your use of this site and service means you accept these terms. If you do not agree, please do not use or subscribe.

Definitions

Key terms are outlined here for clarity.

"Service" refers to our subscription-based financial planning and consultation.

"User" refers to individuals accessing or subscribing to our service.

"Advisor" refers to our professional staff providing guidance and analytical reviews.

"Subscription" means the ongoing monthly arrangement for services.

Service usage

Use of our service is for informational planning purposes only. No investment advice or recommendations are provided.

Eligibility

You must be at least 18 years old to use or subscribe to our service. Service is intended for U.S. residents only.

Proof of age may be required.

User responsibilities

Users agree to provide accurate information and respect our service guidelines.

Use the service only for lawful purposes.
Keep account credentials secure and confidential.
Promptly notify us of any unauthorized account use.
Follow all applicable laws and site policies.

Prohibited uses

Users must not misuse our site or services.

Attempting to gain unauthorized access to accounts or systems.
Providing false or misleading information.
Disrupting service or interfering with others’ use.
Using the service for unlawful or fraudulent activities.
Violating intellectual property or privacy rights.

Intellectual property

All content on our site, including text, graphics, trademarks, and software, is owned by us or licensed for use. You may not use, copy, or distribute content without permission.

User content

Any materials or feedback you submit may be used to improve our service, subject to our privacy policy.

Rights regarding user content

You grant us a license to use your feedback for service improvement without compensation.

Privacy commitment

We are committed to protecting your data and privacy. Please review our privacy policy for more details about data collection and use.

See privacy policy

Disclaimer of warranties

Our service is provided as-is, without warranties or guarantees of specific outcomes.

Important disclaimer

No guarantee of results is made. Planning guidance is general and may not be suitable for every situation.

Limitation of liability

We are not liable for damages or losses resulting from your use of our service or reliance on recommendations.

Indemnification

You agree to indemnify and hold us harmless from any claims or damages resulting from your use of the service.

Dispute resolution process

Disputes will be handled by negotiation, mediation, or arbitration as appropriate.

Arbitration

Binding arbitration may be required to resolve unresolved disputes. Arbitration location and rules will be specified as needed.

Arbitration does not limit your statutory rights.

Online dispute resolution

Users may access online dispute resolution resources for certain issues.

Read our disclaimer

Severability

If any term is invalid, the remaining terms remain in effect.

Entire agreement

These terms constitute the entire agreement between you and us regarding service use.

Applicable law and jurisdiction

These terms are governed by U.S. law. Any legal action must be brought in the appropriate U.S. courts.

Termination

We reserve the right to terminate accounts for violation of these terms or misuse of our service.

Changes

Terms may be updated periodically. Continued use after changes constitutes acceptance.

Contact us about these terms

Reach out if you have questions about these terms or your subscription.

Email address: content@valqurenostra.com

Phone number: +1-534-897-2878

Mailing address: 447 Broadway, New York, NY 10013 United States

Effective date: September 18, 2025

Version: 2.0